Terms and Conditions of Service

Please review these terms before using our financial planning subscription service. Your access or continued use constitutes acceptance of the terms below.

September 21, 2025

Acceptance of Terms

By proceeding to use our site or engage our subscription service, you agree to comply with and be bound by these terms. If you do not accept the terms, you should refrain from using the service.

Definitions

Key words in this agreement have the following meanings:

• Service: Refers to our subscription-based financial planning support outlined on this website.
• User: Any person accessing or requesting our services, whether by subscription or enquiry.
• Content: All information, documents, communications, or materials provided by us.
• Agreement: The terms and conditions set out here and any referenced policies.

Service Usage

Our service is intended for information, consultation, and supporting documents only. We do not offer regulated product advice, investment recommendations, or direct transactions.

Eligibility

Service is available to adults (18+) in the United Kingdom. Outside UK, users are responsible for ensuring compliance with local laws.

You assert you are 18+ and legally able to contract.

User Responsibilities

Users are responsible for appropriate, lawful use of the service and provided information.

• Provide complete and accurate details for consultations.
• Comply with all financial obligations related to fee payment.
• Use content and documents only for personal, non-commercial purposes.
• Review all information and request clarification as needed.

Prohibited Uses

Users must not misuse the service or attempt prohibited activities.

• Impersonate others or provide false information to access service.
• Attempt unauthorised access, tampering, or disruption of website or systems.
• Use content or materials for unlawful, unethical, or misleading purposes.
• Harvest, collect, or misuse user data for marketing or unsolicited outreach.
• Attempt to circumvent fee or usage restrictions by misuse of systems.

Intellectual Property

All site and service content, including but not limited to design, text, graphics, and software, is owned by or licensed to us. Users may access for personal use only and must not copy, distribute, or adapt content without permission.

User Content

Information submitted by users remains their responsibility and must comply with all legal requirements.

Your Privacy Rights and Policy

Your data is handled in line with our privacy policy, which details collection, processing, safeguarding, and your rights. Data is processed for account management, service delivery, and legitimate interests. See privacy policy

Disclaimers and Limitations of Service

The site offers details about paid planning support and guidance only.

Limits on Liability and Loss

Our liability is limited to the extent permitted by law and does not cover consequential or indirect losses from use of the service.

Indemnification

Users agree to indemnify and hold us harmless in the event of unauthorised or unlawful use of the site or related claims.

Resolving Disputes and Complaints

Contact us first for any concern. We aim for fair and rapid resolution.

Governing Law and Jurisdiction

These terms are governed by and construed in accordance with UK law.

Termination

We reserve the right to terminate service or access for violation of terms or unlawful behaviour.

Policy Modifications

We may modify these terms as needed. Check this page for the latest updates. Use after changes means acceptance.

Severability

If any part of these terms is held invalid, the remainder stays in force.

Entire Agreement

These terms, along with any referenced policies, form the full agreement between you and us.

Contact for Terms Queries

Questions about these terms? Contact us for clarification or further detail.